ACH Authorization & Bank Account Verification

By providing your bank account information and completing this authorization, you expressly agree to the following terms:

You authorize Menard’s Moving and Storage to initiate electronic debits (and, if necessary, credits to correct errors) to your designated bank account via the Automated Clearing House (ACH) network for all amounts due under your agreement, including any applicable fees, charges, or returned payment fees.

Bank Account Verification

To ensure the accuracy, ownership, and security of your bank account information, Menard’s Moving and Storage may verify your account using one or more of the following methods:

• Instant Account Verification: We may use a secure third-party provider such as Plaid to instantly confirm your identity, account ownership, account status, and other relevant financial data. By proceeding, you consent to securely authenticate your financial institution credentials through Plaid for verification purposes.
• Manual Verification: We may verify your account through micro-deposits, document review, or other verification methods at our discretion.

You acknowledge and agree that verification methods may include access to account holder name, account type, balance information, and transaction history where necessary for fraud prevention and underwriting purposes.

Authorization Representations & Warranties

By submitting your information, you represent and warrant that:

• You are an authorized signer on the bank account provided
• The bank account information is accurate and complete
• You have full authority to authorize ACH debits from this account
• You will maintain sufficient funds in the account to satisfy all authorized transactions

You authorize  Menard’s Moving and Storage to re-initiate any returned, declined, or failed ACH transactions, including re-presentment as permitted under applicable rules.

Processing & Compliance

All ACH transactions are processed in accordance with the rules of the NACHA (National Automated Clearing House Association).

You understand and agree that:

• ACH debits may be processed as electronic fund transfers
• Certain transactions may be processed as same-day ACH where permitted
• Processing timelines may vary depending on your financial institution

No Unauthorized Disputes

You agree not to dispute any ACH transaction with your financial institution if the transaction corresponds to this authorization and the terms of your agreement with  Menard’s Moving and Storag.

Unauthorized or improper disputes may constitute a breach of this agreement and may result in additional fees, account suspension, or legal action.

Data Security & Use of Information

When using third-party verification providers, [Your Company Name] does not store your banking login credentials. All sensitive data is transmitted securely and handled in accordance with applicable data protection and privacy standards.

You consent to the use of your provided information for identity verification, fraud prevention, underwriting, and payment processing purposes.

Record of Authorization

You acknowledge that this authorization may be executed electronically and agree that your electronic consent, including IP address, timestamp, and authentication data, constitutes a valid and legally binding authorization equivalent to a signed written agreement.

Revocation of Authorization

You may revoke this authorization by providing written notice to Menard’s Moving and Storage at least 2 business days prior to the next scheduled debit.

Revocation does not apply to transactions already initiated or in process at the time of notice.

Returned Payments & Fees (Recommended Add-On)

If any ACH transaction is returned due to insufficient funds, closed account, or other failure, you agree that  Menard’s Moving and Storage may:

• Re-initiate the transaction
• Suspend services until payment is successfully processed